Breche for Roofers

Insurance Claims Software Built for Roofing Contractors

Insurance restoration work lives or dies on documentation. Breche keeps every claim's photos, estimates, supplements, and payments in one project record — organized the way adjusters actually review them, and shareable with a single secure link instead of a 40-attachment email thread.

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The problems this solves

Built for how this work actually runs

The pain

Claim photos are scattered across three phones and a text thread.

What Breche does

Upload inspection photos straight into the project from the mobile app and organize them by roof area — front slope, ridge, valleys, penetrations, interior water damage. Every photo carries its upload timestamp, so when a carrier questions when damage was documented, the record answers for you instead of your memory.

The pain

Getting documentation to the adjuster means burning an afternoon building a PDF packet.

What Breche does

Share the photo report and estimate with the adjuster through a secure client-portal link. They see the organized damage documentation in a browser — no login, no attachments bouncing for size — and you can see the claim package was actually opened rather than sitting unread in an inbox.

The pain

The homeowner wants a repair price and a replacement price, and you're maintaining two spreadsheets.

What Breche does

Build one proposal with repair-versus-replacement options side by side. The homeowner reviews both scopes in the portal and e-signs the option they choose — one document, one signature, one record of exactly what was authorized, which matters when the carrier later asks what work was agreed to.

The pain

Supplements get approved verbally and then disputed at final invoice.

What Breche does

Write each supplement as a change order with its own line items and price, then send it through the same e-signature flow as the original estimate. The signed supplement extends the contract value automatically, so your billed-versus-contracted tracking always reflects the full approved scope — decking, code items, steep-slope charges and all.

The pain

Claim money arrives in three waves and your invoicing can't keep up.

What Breche does

Use progress invoicing to match the insurance payment lifecycle: an invoice for emergency mitigation, one for the deductible when work begins, one against the ACV payment, and a final invoice when recoverable depreciation releases. Each invoice references the approved estimate, and online card or ACH payment links mean the homeowner's portion doesn't wait on a mailed check.

How it works in Breche

From first step to money in the bank

  1. 1

    Document the loss

    Run the inspection with the Breche mobile app: photograph each roof area, note hail hits and wind creasing per slope, and let every image land in the project already grouped and timestamped. By the time you're off the roof, the claim file exists.

  2. 2

    Build the scope and share it

    Create a multi-section estimate for the full restoration scope — tear-off, decking, underlayment, shingles, flashing, gutters — and send the adjuster a secure portal link to the estimate and photo report together.

  3. 3

    Capture approvals and supplements

    The homeowner e-signs the proposal; every supplement goes out as an e-signed change order that rolls into the contract value. Nothing in the final scope rests on a phone call.

  4. 4

    Invoice in phases and get paid online

    Issue progress invoices timed to mitigation, deductible, ACV, and depreciation. Automated invoice reminders chase the slow payments so you don't have to, and job costing shows what the claim actually earned.

FAQ

Insurance Claims FAQ

Common questions about insurance claims in Breche.

No. Breche has no Xactimate integration — we're direct about that. You build estimates in Breche's own estimating tools using your price library, and you can attach an exported Xactimate PDF to the project as a reference document. If your carriers require native Xactimate files for every submission, you'll still produce those in Xactimate; Breche manages everything around the claim — photos, approvals, supplements, invoicing, and payment tracking.

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